Accident and Liability Classes

This category covers critical day-to-day risks that could lead to significant unforeseen expenses or legal action. Barstoni Insurance Agency Limited provides core covers like Burglary insurance, protecting your commercial stock and equipment against theft by forcible entry. Crucially, we also place Public Liability cover, which protects your business against the cost of legal defense and compensation claims if a third party is injured or their property is damaged due to your operations or premises.

A statutory requirement for any employer is the Work Injury Benefits Act (WIBA) coverage. Barstoni Insurance Agency Limited ensures full compliance with labor laws by placing comprehensive WIBA policies. This guarantees that your employees receive financial benefits for medical expenses and compensation in the event of a work-related injury, illness, or death, shielding your business from direct financial liability and fulfilling your duty of care.